Mortgage-Related Services

Expert services (consulting and testifying)

  • Before Federal and state courts, SEC, banking agencies (Federal Reserve, FDIC, OCC)
  • FINRA arbitrations

Complete litigation support

  • Developing data and facts
  • Analysis of complaints
  • Develop reports (affirmative and rebuttal) with supporting exhibits

Loan File Risk Assessments

  • Identify regulatory, credit and legal risks
  • Pre- and post-acquisition reviews

Pre-Securitization Quality Control and Loan Review

  • Perform forensic analysis of third-party reviews during 2000-2008 period
  • Compare actual to “best practices” and prevailing market practices

Mortgage Re-Underwriting

  • Provide litigation support and file review with respect to mortgage repurchase claims
  • Provide litigation support and file review with respect to mortgage repurchase claims
  • Conduct mortgage file reviews and audits
  • Validate HMDA data and scrub loan files for large and small financial institutions
  • Perform commercial loan file reviews for community, regional, and major banks for purposes of re-grading portfolios and improving credit culture and administration

Analysis and Validation of Mortgage Repurchase Demands

  • Including defense strategy for Repurchase Demands

Risk management consulting for Servicers, including analysis of compliance with OCC C&Ds

  • Prepare remediation plan for foreclosure processing violations.
  • Assist residential mortgage servicers with complex remediation responses and activities related to multi-agency Consent Orders
  • Provide technical support re: Loan Modifications

Revisions and reviews of Credit Policy